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Part Number: 3416 UPC: 098584000431 Weight: 0.5



The professional’s residential mortgage finance calculator provides fast answers to complicated questions, including Interest-Only Payments, Interest-Only Combo Loans and Interest-Only Qualifying. Enter loan data in any order and quickly solve for PITI, Interest-Only loans and all the “what-ifs” of Buyer Qualifying and Rent vs. Buy comparisons. Best Suited For: Mortgage Lenders, Brokers and Loan Officers, Home Buyers and Sellers, Real Estate Agents and Brokers

Featured Calculations:

  • Conventional, FHA/VA and Interest-Only Loan Buyer Pre-Qualifying
  • Complete PITI Payment Solutions; including Interest-Only
  • Amortization with Remaining Balances
  • Calculate Combination Loans: any Loan-to-Value (LTV) including Interest-Only 2nd Combo, Bi-Weekly and ARMs
  • Easy Rent vs. Buy Comparison and Tax Savings
  • Date-math; Lock Expiration dates

Qualify Your Buyer or Loan Applicant:

  • Qualify for Income Required, Maximum Loan Amount and Actual Ratios
  • New! Interest-Only Qualifying
  • Exclusive! Store and use any two sets of ratios (e.g. for Conventional and FHA/VA) or set custom ratios
  • Complete Payment Solutions
  • Payments: P & I and Interest-Only Payment, PITI Payment, Total Payment with Expense and Mortgage Insurance
  • Specialty Payments: Balloon and Bi-Weekly Payments
  • Complete Amortization for the total period or any specified range of periods
  • Future Value (i.e., Home or Land Appreciation) and Note Yields.
  • Evaluate and Compare Finance Options
  • Combo Loans; Quickly find Payments, Blended Rate, Combined Payments and Total Amounts for any LTV, including Interest-Only 2nd Combo
  • Combo Loan Savings: Evaluate a Combo Loan (80:20) compared to a Straight First Loan (100%), with or without Mortgage Insurance
  • Rent vs. Buy Comparison: Enter Rent Payment and then quickly find Loan Amount, Price, PITI Payment, Estimated Annual and Monthly Tax Savings
  • Adjustable Rate Mortgage (ARM): Simplify complex ARMS. Show your clients the "worst-case" scenario at the touch of a key
  • Tax Savings: Estimates Tax Savings from Mortgage Interest and Property TaxBi-Weekly Solutions: Compare costs, savings, and loan paybacks against monthly schedules

Additional Features:

  • Date Math: Quickly find escrow closing dates or figure how many days are left until closing
  • Preference Settings: User-selected options for Payments per Year, Property Tax, Insurance, Mortgage Insurance, Decimal Preference, Tax Bracket %, Amortization and Qualifying Ratios
  • Periodic function for specifying a Periodic vs. Annual amount
  • Back Space key for easy editing of entered figures
  • Multiple Memory Storage
  • Works as a Standard Math Calculator


  • Easy-to-follow User's Guide on CD and Pocket Reference Guide
  • Full One-Year Limited Warranty
  • Protective Slide Case
  • Long-Life Batteries
  • Tech Specs


  • Size:  5.5 x 3.0 x 0.5" (140 x 76 x 13 mm)
  • Weight (product only with battery):  3.2 oz. (91 g)
  • Power:  Two 3-volt lithium (LR44) battery (included)
  • Display Type:  LCD segment; 9 digits with Annunciators-legends
  • LCD Display Dimensions:  0.86 x 2.5” (22 x 64 mm)
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